Adelaide conveyancer preparing a loan agreement and mortgage document

Loan Agreements & Mortgages Adelaide

At Trevor White Conveyancers, we've prepared and registered loan agreements and mortgages for South Australians since 1991. If you're lending or borrowing against a property, whether privately, between family, or as a business arrangement, we prepare the loan agreement and mortgage and register it with Land Services SA, so your financial interest is protected.

From our office in the Adelaide CBD, we make the process clear and secure.

What we do

We prepare a loan agreement and mortgage, then register the mortgage against the property title with Land Services SA. Registering the mortgage secures the loan, so if the borrower defaults, the lender's interest is protected. We make sure the documents are correct, clear and properly lodged.

When you might need this

We can help when you are:

  • Lending money to family or a friend and want it secured
  • Setting up a private mortgage or vendor finance arrangement
  • Registering a second mortgage on a property
  • Documenting a loan for a business or investment
  • Discharging or varying an existing mortgage

Protecting lenders and borrowers

A properly prepared loan agreement sets out the amount, interest, repayments and what happens on default, so both sides know where they stand. Registering the mortgage gives the lender security over the property. We explain it all in plain English and handle the lodgement for you.

“Very helpful and pleasant service.”

Robyn Taddeo

Google review

Ready to get started? Call us on (08) 8227 1105 or request your fixed-fee quote below. We offer competitive fixed-fee pricing for our conveyancing services (conditions apply).

Frequently Asked Questions

What is a private mortgage?

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A private mortgage is a loan secured against property where the lender is a private individual or business rather than a bank, often between family members or for investment. We prepare the loan agreement and register the mortgage to protect both parties.

How do I register a mortgage in SA?

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The mortgage is lodged against the property title with Land Services SA. We prepare the documents and handle the registration for you, so the lender's interest is properly secured.

What is a second mortgage?

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A second mortgage is an additional loan secured against a property that already has a mortgage. It sits behind the first mortgage in priority. We can prepare and register a second mortgage for you.